- Reducing monthly mortgage payments
- Consolidating high interest debt
- Access to equity for renovations or other needs
- Changing mortgage lenders for better products
.png)
Refinance
Refinancing is the process of replacing an existing mortgage, with a new one that offers better terms, lower interest rate, or changing the amortization. Many homeowners refinance to reduce their monthly payments, pay off their debts, or access equity through a cash-out refinance. Some key benefits include lowering monthly payments, saving money on interest over time, converting home equity into cash for expenses, and gaining more financial stability by securing a fixed-rate loan.
.png)
Refinance
Refinancing is often homeowners' best choice to accomplish their goal. It gives you control of the amortization, whether you want to increase it for payment savings, or decrease to pay off your mortgage faster. Typically, a refinance will have the lower rate as well, maximizing savings when paying off credit card or other debt and giving you access to your equity with the lowest monthly payment.
Why Choose Lighthouse Lending?
Clear, Honest, & Transparent Guidance
No surprises, no hidden fees—just straightforward advice you can trust.
Fast Approvals, Competitive Rates
We streamline the process to get you approved quickly, with rates that work in your favour.
Tailored Lending Solutions For You
Every mortgage is unique—so is our approach. We customize financing options to fit your specific needs.
Industry Experts You can Rely on
Our seasoned mortgage advisors bring years of experience to guide you every step of the way.
Transparent Guidance, No Hidden Surprizes
No surprises, no hidden fees—just straightforward advice you can trust. We're here to light your way.
Fast Approvals, Competitive Rates
We streamline the process to get you approved quickly, with rates that work in your favour.
Tailored Lending Solutions For You
Every mortgage is unique—so is our approach. We customize financing options to fit your specific needs.
Advice You Can Rely On
Our experienced mortgage advisors are here to chart your course to financial freedom.
Lighthouse Lending Illuminates Your Financial Journey with Clarity, Confidence, and Care.
Related articles
Let’s Get Started On Your Future
Ready to renew, refinance, or explore new lending options? Start your application with our team for clear, expert guidance every step of the way. We’re here to help you apply with confidence and find the right financing solution for you.
We Light Your Way To Financial Freedom.
Our Offices
55 Mulcaster St, Suite 330Barrie ON | L4M 0J44950 Yonge Street, Suite 2108
Toronto, ON | M2N 6K1
Our Services
2025 © Lighthouse Lending