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At Lighthouse Lending, we’re here to guide you through financing your life's biggest investment. Decades of experience allows us to help homeowners refinance, get a HELOC, and access home equity no matter what your credit or income is.
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No income? No credit? No problem!
One low rate, zero hassle.
Apply in minutes and get approved fast.
HELOC
Variable
** DISCLAIMER: Under 50% LTV, No income or credit requirements for some products; based only on the equity in your home, not your credit profile. Some conditions apply.
Home Equity Loan
** DISCLAIMER: Under 50% LTV, No income or credit requirements for some products; based only on the equity in your home, not your credit profile. Some conditions apply.
5-Year
Fixed Uninsured
** DISCLAIMER: Under 50% LTV, No income or credit requirements for some products; based only on the equity in your home, not your credit profile. Some conditions apply.
5 Year
Variable
** DISCLAIMER: Under 50% LTV, No income or credit requirements for some products; based only on the equity in your home, not your credit profile. Some conditions apply.
5-Year
Fixed Insured
** DISCLAIMER: Rates are subject to change and may vary based on qualification. Terms and conditions apply.
Helpful online access makes it easy to achieve your goals.
Enter a few simple details to find out how much money you could qualify for, without affecting your credit score.
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Enter a few simple details to find out how much money you could qualify for, without affecting your credit score.
Enter a few simple details to find out how much money you could qualify for, without affecting your credit score.
Enter a few simple details to find out how much money you could qualify for, without affecting your credit score.
Enter a few simple details to find out how much money you could qualify for, without affecting your credit score.
Enter a few simple details to find out how much money you could qualify for, without affecting your credit score.
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Getting a mortgage is one of life’s biggest decisions — and at Lighthouse Lending, we’re here to guide you with competitive mortgage solutions designed around your needs.
With access to a wide network of top-tier lenders and personalized service from seasoned agents and brokers, we help you secure a mortgage that fits your long-term financial goals — not just the lowest rate. Our volume gives us access to preferred rates, and our experience ensures you avoid hidden fees and costly errors and restrictions.
We’re committed to making the process clear, stress-free, and tailored to your future. Let us help you build a stronger financial foundation — starting with the right mortgage.
No surprises, no hidden fees—just straightforward advice you can trust.
We streamline the process to get you approved quickly, with rates that work in your favour.
Every mortgage is unique—so is our approach. We customize financing options to fit your specific needs.
See how Lighthouse Lending has helped homeowners achieve financial freedom with ease and confidence.
Fortunately I was able to discover this creditor at the last month of my mortgage renewal. Service was timely and friendly. They were able to provide the lowest variable rate across all other lenders. As with most transitions from one lender to another, its not always a straight line, but as mentioned, the representative who was supporting me was highly responsive, even outside typical working hours. Thank you Kristen!
Fortunately I was able to discover this creditor at the last month of my mortgage renewal. Service was timely and friendly. They were able to provide the lowest variable rate across all other lenders. As with most transitions from one lender to another, its not always a straight line, but as mentioned, the representative who was supporting me was highly responsive, even outside typical working hours. Thank you Kristen!
Recently had the need to consolidate some debt. After reaching out, Kristen immediately took me in as a client. Always so nice and helpful. Brad ended up taking over and I couldn't be more pleased with him. Always available to help and assist with any questions/ issues I had. They both made it a good experience for me and I very grateful for their help!
Lighthouse Lending was fantastic to deal with and very helpful at times when life can feel stressful over finances. I really appreciated the care and effort they put into helping our family.
Matthew was wonderful to work with. He remained calm and collected every moment of our transaction (Even when I became emotional) and handled everything with the professionalism and integrity. Highly recommend Matthew and the team at lighthouse lending!
I don't know how I came across Lighthouse lending, but I thank God I did. I was looking to consolidate some debt but after talking to Kristen and explaining our situation she found a way to save us thousands. She was incredible the whole way, positive, proffessional and kind. We know she genuinely cared about finding a solution for us and we really couldn't be happier, it was above our expectations. Lighthouse lending was a huge blessing and I am so grateful to Kristen for what she did for us. I can't thank her enough.Life changing!
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